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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,162 | $157,304-52.9% | $141,197-47.5% | $152,909-51.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 20.33% | 64.34%-44.0pp | 71.41%-51.1pp | 345.46%-325.1pp |
| Employer contribution / active EE | $386 | $5,263-92.7% | $4,736-91.9% | $4,764-91.9% |
| Participant deferral / active EE | $2,606 | $7,111-63.3% | $6,710-61.2% | $5,851-55.5% |
| Admin fee / account holder | $10,813 | $12,126-10.8% | $10,265+5.3% | $11,601-6.8% |