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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,063 | $91,198-73.6% | $178,503-86.5% | $79,856-69.9% |
| Participation rate | 66.7% | 69.2%-2.5pp | 81.9%-15.3pp | 69.6%-3.0pp |
| Annual return | 10.49% | 24.20%-13.7pp | 151.12%-140.6pp | 31.71%-21.2pp |
| Employer contribution / active EE | $1,449 | $3,257-55.5% | $5,011-71.1% | $2,471-41.4% |
| Participant deferral / active EE | $2,515 | $3,237-22.3% | $5,202-51.7% | $3,741-32.8% |
| Admin fee / account holder | $11,424 | $6,748+69.3% | $13,987-18.3% | $5,306+115.3% |