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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,654 | $110,379-75.9% | $102,412-74.0% | $145,884-81.7% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 6.99% | 24.84%-17.8pp | 24.94%-17.9pp | 551.85%-544.9pp |
| Employer contribution / active EE | $1,429 | $4,216-66.1% | $3,870-63.1% | $4,662-69.4% |
| Participant deferral / active EE | $2,763 | $5,622-50.9% | $5,060-45.4% | $6,690-58.7% |
| Admin fee / account holder | $36,471 | $9,745+274.3% | $8,388+334.8% | $13,392+172.3% |