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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,570 | $198,462-29.2% | $170,439-17.5% | $147,585-4.8% |
| Participation rate | 91.7% | 88.0%+3.7pp | 83.6%+8.1pp | 82.8%+8.8pp |
| Annual return | 17.95% | 257.30%-239.4pp | 205.94%-188.0pp | 578.58%-560.6pp |
| Employer contribution / active EE | $2,886 | $6,184-53.3% | $5,433-46.9% | $4,876-40.8% |
| Participant deferral / active EE | $7,575 | $5,629+34.6% | $4,939+53.3% | $5,439+39.3% |
| Admin fee / account holder | $620 | $16,852-96.3% | $13,881-95.5% | $10,886-94.3% |