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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,825 | $135,956-33.9% | $123,894-27.5% | $273,972-67.2% |
| Participation rate | 94.1% | 84.1%+10.1pp | 81.4%+12.7pp | 83.0%+11.1pp |
| Annual return | 6.62% | 56.63%-50.0pp | 47.52%-40.9pp | 41.46%-34.8pp |
| Employer contribution / active EE | $3,754 | $5,170-27.4% | $4,617-18.7% | $4,869-22.9% |
| Participant deferral / active EE | $6,412 | $6,343+1.1% | $5,984+7.2% | $5,287+21.3% |
| Admin fee / account holder | $1,265 | $9,817-87.1% | $8,357-84.9% | $10,133-87.5% |