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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,326 | $51,638+169.8% | $68,368+103.8% | $82,448+69.0% |
| Participation rate | 98.0% | 63.6%+34.3pp | 73.8%+24.2pp | 68.1%+29.9pp |
| Annual return | 12.96% | 37.53%-24.6pp | 292.57%-279.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $4,669 | $2,047+128.2% | $2,649+76.3% | $2,551+83.0% |
| Participant deferral / active EE | $4,648 | $2,914+59.5% | $4,123+12.7% | $4,139+12.3% |
| Admin fee / account holder | $19,448 | $4,643+318.8% | $5,150+277.7% | $7,234+168.8% |