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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,536 | $90,400+259.0% | $186,193+74.3% | $87,485+271.0% |
| Participation rate | 98.3% | 66.2%+32.1pp | 77.1%+21.2pp | 68.9%+29.4pp |
| Annual return | 13.87% | 22.15%-8.3pp | 78.03%-64.2pp | 26.06%-12.2pp |
| Employer contribution / active EE | $8,753 | $2,170+303.3% | $3,918+123.4% | $2,596+237.1% |
| Participant deferral / active EE | $7,762 | $4,330+79.3% | $6,513+19.2% | $4,274+81.6% |
| Admin fee / account holder | $23,174 | $8,673+167.2% | $11,058+109.6% | $7,775+198.1% |