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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,536 | $80,812+301.6% | $160,784+101.8% | $82,448+293.6% |
| Participation rate | 98.3% | 66.2%+32.1pp | 77.0%+21.4pp | 68.1%+30.2pp |
| Annual return | 13.87% | 100.59%-86.7pp | 1803.92%-1790.0pp | 41.64%-27.8pp |
| Employer contribution / active EE | $8,753 | $2,174+302.6% | $3,733+134.5% | $2,551+243.1% |
| Participant deferral / active EE | $7,762 | $4,335+79.0% | $6,293+23.3% | $4,139+87.5% |
| Admin fee / account holder | $23,174 | $7,695+201.1% | $9,717+138.5% | $7,234+220.3% |