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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,578 | $138,114-47.5% | $125,391-42.1% | $134,545-46.1% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -20.94% | 750.88%-771.8pp | 572.41%-593.3pp | 418.37%-439.3pp |
| Employer contribution / active EE | $1,065 | $5,246-79.7% | $4,816-77.9% | $4,742-77.5% |
| Participant deferral / active EE | $8,635 | $7,801+10.7% | $7,448+15.9% | $6,401+34.9% |
| Admin fee / account holder | $4,756 | $11,570-58.9% | $10,009-52.5% | $11,431-58.4% |