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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,249 | $63,346-14.4% | $92,240-41.2% | $70,126-22.6% |
| Participation rate | 50.0% | 68.7%-18.7pp | 76.5%-26.5pp | 69.5%-19.5pp |
| Annual return | 14.72% | 530.19%-515.5pp | 176.29%-161.6pp | 73.15%-58.4pp |
| Employer contribution / active EE | $702 | $2,471-71.6% | $3,680-80.9% | $2,343-70.0% |
| Participant deferral / active EE | $2,388 | $2,854-16.3% | $3,897-38.7% | $3,332-28.3% |
| Admin fee / account holder | $620 | $3,841-83.8% | $5,194-88.1% | $4,645-86.6% |