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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,954 | $64,324-17.7% | $118,914-55.5% | $79,856-33.7% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 24.20% | 86.45%-62.2pp | 35.89%-11.7pp | 31.71%-7.5pp |
| Employer contribution / active EE | $1,791 | $1,836-2.4% | $3,264-45.1% | $2,471-27.5% |
| Participant deferral / active EE | $2,373 | $2,824-16.0% | $4,266-44.4% | $3,741-36.6% |
| Admin fee / account holder | $1,977 | $4,040-51.1% | $6,582-70.0% | $5,306-62.7% |