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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,614 | $198,457-34.2% | $170,435-23.4% | $147,586-11.5% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 18.79% | 257.30%-238.5pp | 205.94%-187.1pp | 578.59%-559.8pp |
| Employer contribution / active EE | $7,475 | $6,183+20.9% | $5,432+37.6% | $4,876+53.3% |
| Participant deferral / active EE | $3,736 | $5,629-33.6% | $4,939-24.4% | $5,439-31.3% |
| Admin fee / account holder | $1,922 | $16,852-88.6% | $13,881-86.2% | $10,886-82.3% |