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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,562 | $202,342-55.7% | $172,752-48.2% | $152,897-41.4% |
| Participation rate | 79.2% | 87.1%-7.9pp | 82.6%-3.5pp | 82.5%-3.3pp |
| Annual return | 22.79% | 1029.83%-1007.0pp | 802.97%-780.2pp | 345.43%-322.6pp |
| Employer contribution / active EE | $2,918 | $5,858-50.2% | $5,144-43.3% | $4,764-38.7% |
| Participant deferral / active EE | $4,908 | $5,948-17.5% | $5,198-5.6% | $5,851-16.1% |
| Admin fee / account holder | $6,646 | $17,111-61.2% | $13,955-52.4% | $11,599-42.7% |