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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,888 | $129,960-80.8% | $104,299-76.1% | $134,545-81.5% |
| Participation rate | 53.8% | 79.5%-25.7pp | 73.3%-19.4pp | 81.2%-27.4pp |
| Annual return | -20.10% | 42.06%-62.2pp | 24.62%-44.7pp | 418.37%-438.5pp |
| Employer contribution / active EE | $1,427 | $4,186-65.9% | $3,373-57.7% | $4,742-69.9% |
| Participant deferral / active EE | $2,165 | $5,589-61.3% | $4,626-53.2% | $6,401-66.2% |
| Admin fee / account holder | $1,548 | $9,324-83.4% | $7,339-78.9% | $11,431-86.5% |