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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,491 | $150,447-88.4% | $136,298-87.2% | $147,586-88.1% |
| Participation rate | 95.0% | 84.4%+10.6pp | 81.9%+13.1pp | 82.8%+12.2pp |
| Annual return | 17.30% | 1049.15%-1031.9pp | 5156.27%-5139.0pp | 578.59%-561.3pp |
| Employer contribution / active EE | $4,503 | $5,256-14.3% | $4,696-4.1% | $4,876-7.7% |
| Participant deferral / active EE | $2,706 | $6,631-59.2% | $6,247-56.7% | $5,439-50.2% |
| Admin fee / account holder | $2,280 | $10,906-79.1% | $9,244-75.3% | $10,886-79.1% |