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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,907 | $102,422-62.0% | $147,117-73.6% | $80,959-51.9% |
| Participation rate | 84.9% | 75.9%+9.1pp | 82.2%+2.8pp | 67.7%+17.3pp |
| Annual return | 10.39% | 135.16%-124.8pp | 420.54%-410.1pp | 35.67%-25.3pp |
| Employer contribution / active EE | $3,521 | $3,717-5.3% | $4,932-28.6% | $2,757+27.7% |
| Participant deferral / active EE | $3,622 | $6,652-45.6% | $8,065-55.1% | $4,300-15.8% |
| Admin fee / account holder | $4,268 | $7,953-46.3% | $12,993-67.2% | $6,925-38.4% |