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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,907 | $77,908+95.0% | $149,696+1.5% | $75,173+102.1% |
| Participation rate | 83.9% | 65.6%+18.3pp | 78.8%+5.1pp | 67.2%+16.7pp |
| Annual return | 24.34% | 31.73%-7.4pp | 134.46%-110.1pp | 160.72%-136.4pp |
| Employer contribution / active EE | $5,941 | $3,138+89.3% | $4,821+23.2% | $2,671+122.4% |
| Participant deferral / active EE | $4,046 | $3,411+18.6% | $5,682-28.8% | $4,126-2.0% |
| Admin fee / account holder | $1,471 | $5,950-75.3% | $13,212-88.9% | $5,651-74.0% |