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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,491 | $56,110-86.6% | $94,993-92.1% | $70,124-89.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.9%+26.1pp | 69.5%+30.5pp |
| Annual return | 14.98% | 51.02%-36.0pp | 27.14%-12.2pp | 73.14%-58.2pp |
| Employer contribution / active EE | $2,089 | $1,442+44.8% | $2,603-19.8% | $2,342-10.8% |
| Participant deferral / active EE | $1,111 | $2,391-53.5% | $3,317-66.5% | $3,332-66.7% |
| Admin fee / account holder | $1,195 | $3,456-65.4% | $4,960-75.9% | $4,645-74.3% |