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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,325 | $106,008-31.8% | $92,240-21.6% | $147,586-51.0% |
| Participation rate | 60.9% | 80.4%-19.5pp | 76.5%-15.6pp | 82.8%-22.0pp |
| Annual return | 20.32% | 50.05%-29.7pp | 176.29%-156.0pp | 578.59%-558.3pp |
| Employer contribution / active EE | $1,867 | $4,333-56.9% | $3,680-49.3% | $4,876-61.7% |
| Participant deferral / active EE | $4,096 | $4,478-8.5% | $3,897+5.1% | $5,439-24.7% |
| Admin fee / account holder | $121 | $6,333-98.1% | $5,194-97.7% | $10,886-98.9% |