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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,907 | $110,212-94.6% | $96,534-93.9% | $139,466-95.8% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 21.60% | 26.42%-4.8pp | 25.88%-4.3pp | 373.66%-352.1pp |
| Employer contribution / active EE | $1,353 | $3,620-62.6% | $2,965-54.4% | $4,754-71.5% |
| Participant deferral / active EE | $828 | $5,547-85.1% | $4,851-82.9% | $6,712-87.7% |
| Admin fee / account holder | $326 | $11,599-97.2% | $8,253-96.1% | $11,409-97.1% |