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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,153 | $110,278-81.7% | $95,740-79.0% | $139,466-85.5% |
| Participation rate | 89.5% | 75.7%+13.7pp | 72.3%+17.2pp | 80.3%+9.1pp |
| Annual return | 20.14% | 27.19%-7.0pp | 28.41%-8.3pp | 373.66%-353.5pp |
| Employer contribution / active EE | $1,905 | $3,260-41.6% | $2,836-32.8% | $4,754-59.9% |
| Participant deferral / active EE | $4,107 | $4,674-12.1% | $4,244-3.2% | $6,712-38.8% |
| Admin fee / account holder | $964 | $6,613-85.4% | $5,676-83.0% | $11,409-91.5% |