Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,023 | $78,423-60.4% | $95,964-67.7% | $79,856-61.2% |
| Participation rate | 34.1% | 73.5%-39.4pp | 77.1%-43.0pp | 69.6%-35.5pp |
| Annual return | 10.67% | 19.37%-8.7pp | 91.64%-81.0pp | 31.71%-21.0pp |
| Employer contribution / active EE | $689 | $1,945-64.6% | $2,541-72.9% | $2,471-72.1% |
| Participant deferral / active EE | $1,363 | $3,440-60.4% | $4,167-67.3% | $3,741-63.6% |
| Admin fee / account holder | $8,636 | $5,622+53.6% | $6,797+27.1% | $5,306+62.7% |