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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $503,704 | $154,193+226.7% | $130,045+287.3% | $139,466+261.2% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.5%+13.2pp | 80.3%+11.3pp |
| Annual return | 18.21% | 32.51%-14.3pp | -137.30%+155.5pp | 373.66%-355.5pp |
| Employer contribution / active EE | $8,131 | $5,292+53.7% | $4,321+88.2% | $4,754+71.0% |
| Participant deferral / active EE | $6,848 | $6,709+2.1% | $5,820+17.7% | $6,712+2.0% |
| Admin fee / account holder | $6,973 | $13,989-50.2% | $10,600-34.2% | $11,409-38.9% |