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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,958 | $199,109-32.7% | $173,730-22.9% | $154,746-13.4% |
| Participation rate | 52.4% | 82.8%-30.4pp | 79.6%-27.2pp | 80.7%-28.3pp |
| Annual return | 20.34% | 20.02%+0.3pp | 19.96%+0.4pp | 172.34%-152.0pp |
| Employer contribution / active EE | $1,595 | $5,311-70.0% | $4,577-65.2% | $4,379-63.6% |
| Participant deferral / active EE | $3,905 | $7,113-45.1% | $6,326-38.3% | $6,730-42.0% |
| Admin fee / account holder | $1,154 | $20,916-94.5% | $17,523-93.4% | $14,365-92.0% |