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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,627 | $166,268-31.7% | $165,100-31.2% | $145,897-22.1% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 23.45% | 100.52%-77.1pp | 70.21%-46.8pp | 552.29%-528.8pp |
| Employer contribution / active EE | $2,493 | $5,284-52.8% | $4,348-42.7% | $4,663-46.5% |
| Participant deferral / active EE | $5,053 | $6,964-27.5% | $6,035-16.3% | $6,689-24.5% |
| Admin fee / account holder | $350 | $16,659-97.9% | $12,696-97.2% | $13,390-97.4% |