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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,958 | $178,174-24.8% | $156,181-14.2% | $137,256-2.4% |
| Participation rate | 52.4% | 82.0%-29.7pp | 78.8%-26.4pp | 80.0%-27.6pp |
| Annual return | 20.34% | 84.19%-63.8pp | 64.87%-44.5pp | 220.34%-200.0pp |
| Employer contribution / active EE | $1,595 | $4,972-67.9% | $4,294-62.9% | $4,156-61.6% |
| Participant deferral / active EE | $3,905 | $6,888-43.3% | $6,132-36.3% | $6,407-39.1% |
| Admin fee / account holder | $1,154 | $17,404-93.4% | $14,586-92.1% | $12,270-90.6% |