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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,958 | $184,014-27.2% | $161,149-16.9% | $138,895-3.6% |
| Participation rate | 52.4% | 82.1%-29.7pp | 78.8%-26.5pp | 79.9%-27.5pp |
| Annual return | 20.34% | 21.52%-1.2pp | 21.16%-0.8pp | 145.39%-125.1pp |
| Employer contribution / active EE | $1,595 | $5,055-68.5% | $4,360-63.4% | $4,194-62.0% |
| Participant deferral / active EE | $3,905 | $6,909-43.5% | $6,153-36.5% | $6,396-39.0% |
| Admin fee / account holder | $1,154 | $18,027-93.6% | $15,194-92.4% | $12,562-90.8% |