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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,067 | $77,638+14.7% | $156,551-43.1% | $62,881+41.6% |
| Participation rate | 97.8% | 71.2%+26.6pp | 84.0%+13.8pp | 69.3%+28.5pp |
| Annual return | 7.90% | 50.33%-42.4pp | 32.23%-24.3pp | 20.14%-12.2pp |
| Employer contribution / active EE | $2,124 | $3,444-38.3% | $5,501-61.4% | $2,281-6.9% |
| Participant deferral / active EE | $3,585 | $3,046+17.7% | $4,871-26.4% | $3,203+11.9% |
| Admin fee / account holder | $1,654 | $5,561-70.3% | $13,028-87.3% | $4,296-61.5% |