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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,381 | $62,589-67.4% | $76,768-73.5% | $64,173-68.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -9.50% | -1.95%-7.6pp | 2.43%-11.9pp | 7.63%-17.1pp |
| Employer contribution / active EE | $1,483 | $1,832-19.1% | $2,485-40.3% | $2,381-37.7% |
| Participant deferral / active EE | $3,707 | $3,145+17.9% | $3,852-3.8% | $3,470+6.8% |
| Admin fee / account holder | $301 | $4,667-93.5% | $6,675-95.5% | $4,887-93.8% |