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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,113 | $138,076-86.9% | $123,553-85.3% | $135,380-86.6% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | -6.78% | 153.70%-160.5pp | 119.21%-126.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $1,253 | $5,152-75.7% | $4,628-72.9% | $4,779-73.8% |
| Participant deferral / active EE | $3,227 | $6,800-52.5% | $6,426-49.8% | $5,609-42.5% |
| Admin fee / account holder | $817 | $10,917-92.5% | $9,284-91.2% | $10,828-92.5% |