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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,276 | $73,848+68.3% | $143,799-13.6% | $68,486+81.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -21.68% | 0.91%-22.6pp | -0.04%-21.6pp | -7.85%-13.8pp |
| Employer contribution / active EE | $7,184 | $3,184+125.6% | $4,952+45.1% | $2,597+176.7% |
| Participant deferral / active EE | $6,023 | $3,385+78.0% | $5,638+6.8% | $4,028+49.5% |
| Admin fee / account holder | $2,167 | $5,755-62.3% | $14,677-85.2% | $5,404-59.9% |