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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,977 | $93,345+183.9% | $119,126+122.4% | $87,485+202.9% |
| Participation rate | 89.1% | 68.7%+20.4pp | 75.8%+13.3pp | 68.9%+20.2pp |
| Annual return | 19.30% | 19.08%+0.2pp | 282.11%-262.8pp | 26.06%-6.8pp |
| Employer contribution / active EE | $1,753 | $3,172-44.7% | $4,034-56.5% | $2,596-32.5% |
| Participant deferral / active EE | $11,989 | $4,099+192.5% | $5,318+125.5% | $4,274+180.5% |
| Admin fee / account holder | $3,588 | $8,039-55.4% | $10,693-66.4% | $7,775-53.8% |