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| Provider | Service type | Compensation |
|---|---|---|
FISHER INVESTMENTS1 year Filed as: FISHER ASSET MANAGEMENT LLC FISHER Service code 27 PO BOX 8904 · VANCOUVER, WA 986889912 | Advisory (Plan) | $32,558 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $19,042 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,289 | $59,448+8.1% | $93,696-31.4% | $74,459-13.7% |
| Participation rate | 81.2% | 59.6%+21.6pp | 68.7%+12.5pp | 67.2%+14.0pp |
| Annual return | 10.84% | 82.11%-71.3pp | 133.74%-122.9pp | 1369.70%-1358.9pp |
| Employer contribution / active EE | $1,841 | $1,266+45.4% | $2,422-24.0% | $2,626-29.9% |
| Participant deferral / active EE | $3,820 | $3,052+25.2% | $4,417-13.5% | $4,350-12.2% |
| Admin fee / account holder | $416 | $3,027-86.3% | $8,287-95.0% | $1,945-78.6% |