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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,608 | $70,684+15.5% | $169,397-51.8% | $75,177+8.6% |
| Participation rate | 65.6% | 64.8%+0.8pp | 77.2%-11.6pp | 67.2%-1.6pp |
| Annual return | 17.71% | 36.38%-18.7pp | 406.23%-388.5pp | 160.75%-143.0pp |
| Employer contribution / active EE | $1,106 | $2,211-50.0% | $4,013-72.4% | $2,671-58.6% |
| Participant deferral / active EE | $4,043 | $4,310-6.2% | $6,223-35.0% | $4,126-2.0% |
| Admin fee / account holder | $3,157 | $5,404-41.6% | $9,017-65.0% | $5,651-44.1% |