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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,581 | $183,592+8.2% | $155,574+27.6% | $145,877+36.1% |
| Participation rate | 86.4% | 82.7%+3.7pp | 78.2%+8.2pp | 80.3%+6.1pp |
| Annual return | 9.81% | 61.37%-51.6pp | 64.87%-55.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $6,585 | $5,317+23.9% | $4,676+40.8% | $4,663+41.2% |
| Participant deferral / active EE | $4,705 | $6,466-27.2% | $5,629-16.4% | $6,691-29.7% |
| Admin fee / account holder | $2,214 | $19,316-88.5% | $15,914-86.1% | $13,402-83.5% |