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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,071 | $100,938-91.0% | $90,461-90.0% | $158,982-94.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 26.54% | 1727.20%-1700.7pp | 1294.76%-1268.2pp | 302.99%-276.4pp |
| Employer contribution / active EE | $1,760 | $3,691-52.3% | $3,264-46.1% | $4,763-63.1% |
| Participant deferral / active EE | $1,807 | $4,350-58.5% | $3,964-54.4% | $5,983-69.8% |
| Admin fee / account holder | $400 | $6,510-93.9% | $5,617-92.9% | $11,252-96.4% |