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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,610 | $167,353+57.5% | $143,797+83.3% | $134,545+95.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.20% | 0.48%-14.7pp | -0.04%-14.2pp | 418.37%-432.6pp |
| Employer contribution / active EE | $8,937 | $5,620+59.0% | $4,952+80.5% | $4,742+88.5% |
| Participant deferral / active EE | $8,515 | $6,447+32.1% | $5,638+51.0% | $6,401+33.0% |
| Admin fee / account holder | $1,976 | $18,096-89.1% | $14,679-86.5% | $11,431-82.7% |