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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,835 | $78,607+20.6% | $105,624-10.2% | $74,478+27.3% |
| Participation rate | 48.1% | 72.8%-24.7pp | 75.3%-27.2pp | 67.2%-19.1pp |
| Annual return | 16.54% | 15.96%+0.6pp | 116.20%-99.7pp | 1370.56%-1354.0pp |
| Employer contribution / active EE | $722 | $2,523-71.4% | $3,168-77.2% | $2,626-72.5% |
| Participant deferral / active EE | $3,085 | $4,325-28.7% | $5,013-38.5% | $4,350-29.1% |
| Admin fee / account holder | $761 | $2,220-65.7% | $10,961-93.1% | $1,946-60.9% |