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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,022 | $95,979-54.1% | $74,551-41.0% | $135,380-67.5% |
| Participation rate | 65.0% | 75.7%-10.7pp | 69.1%-4.1pp | 82.6%-17.6pp |
| Annual return | -4.02% | 56.97%-61.0pp | 32.53%-36.6pp | 519.81%-523.8pp |
| Employer contribution / active EE | $1,041 | $2,716-61.7% | $1,961-46.9% | $4,779-78.2% |
| Participant deferral / active EE | $3,242 | $3,844-15.7% | $3,108+4.3% | $5,609-42.2% |
| Admin fee / account holder | $2,100 | $6,522-67.8% | $5,059-58.5% | $10,828-80.6% |