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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,928 | $183,539-10.7% | $155,556+5.4% | $145,897+12.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 13.52% | 61.31%-47.8pp | 64.84%-51.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $852 | $5,315-84.0% | $4,675-81.8% | $4,663-81.7% |
| Participant deferral / active EE | $5,644 | $6,467-12.7% | $5,631+0.2% | $6,689-15.6% |
| Admin fee / account holder | $46,048 | $19,275+138.9% | $15,885+189.9% | $13,390+243.9% |