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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,952 | $140,592-78.0% | $123,106-74.9% | $125,388-75.3% |
| Participation rate | 82.4% | 88.2%-5.8pp | 86.8%-4.4pp | 83.2%-0.8pp |
| Annual return | 3.90% | 16.80%-12.9pp | 13.22%-9.3pp | 282.24%-278.3pp |
| Employer contribution / active EE | $2,007 | $6,041-66.8% | $5,151-61.0% | $4,866-58.8% |
| Participant deferral / active EE | $5,698 | $6,980-18.4% | $6,229-8.5% | $5,352+6.5% |
| Admin fee / account holder | $894 | $11,198-92.0% | $9,015-90.1% | $9,541-90.6% |