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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,921 | $135,956-64.0% | $123,894-60.5% | $273,972-82.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -61.31% | 56.63%-117.9pp | 47.52%-108.8pp | 41.46%-102.8pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,517 | $6,343-60.3% | $5,984-57.9% | $5,287-52.4% |
| Admin fee / account holder | $10,208 | $9,817+4.0% | $8,357+22.1% | $10,133+0.7% |