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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,521 | $56,894-18.2% | $84,753-45.1% | $62,881-26.0% |
| Participation rate | 35.4% | 68.5%-33.1pp | 76.6%-41.2pp | 69.3%-33.9pp |
| Annual return | 6.35% | 6.30%0pp | 22.78%-16.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $603 | $2,400-74.9% | $3,574-83.1% | $2,281-73.5% |
| Participant deferral / active EE | $1,071 | $2,709-60.5% | $3,712-71.2% | $3,203-66.6% |
| Admin fee / account holder | $502 | $3,581-86.0% | $5,333-90.6% | $4,296-88.3% |