Retirement plan

LANDMARK CHRISTIAN SCHOOL 403(B) RETIREMENT PLAN

Name: LANDMARK CHRISTIAN SCHOOL - LANDMARK CHRISTIAN SCHOOL 403(B) RETIREMENT PLAN (2024) Form 5500
Creator: LANDMARK CHRISTIAN SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LANDMARK CHRISTIAN SCHOOL 403(B) RETIREMENT PLAN, LANDMARK CHRISTIAN SCHOOL

LANDMARK CHRISTIAN SCHOOLEIN 58-1842292Plan #002PY 2024

50 E BROAD STREET - FAIRBURN, GA 30213678-466-2004

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$9.8M

+15.1% from 2023

Total participants

263

-26.3% from 2023

Average account balance

$46,419

+18.4% from 2023

Annual return

13.99%

+8.80 pp from 2023

Benchmarks

See 1,577 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,577 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

220

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$257

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN LIFE INSURANCE CO. Service code 66	Insurance mortality and expense charg...	$0
CAMBRIDGE INVESTMENT RESEARCH2 years Filed as: CAMBRIDGE INV RESEARCH ADVISORS Service code 16	Consulting	$0
CAMBRIDGE INVESTMENT RESEARCH2 years Filed as: CAMBRIDGE INV RSRCH ADVISORS Service code 16 1776 PLEASANT PLAN RD · FAIRFIELD, IA 525568757	Consulting	$0
CPI QUALIFIED PLAN CONSULTANTS, INC1 year Service code 15 · EIN 48-1205033	Recordkeeping	$0
PENSION FINANCIAL SERVICES, INC.1 year Service code 26 · EIN 58-1485803 3700 CRESTWOOD PKWY NW · DULUTH, GA 300967157	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2G2K2M3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$50K

$262 / participant

Contract admin$50K100.0%

% of EOY assets

0.506%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SMITH & HOWARD
Auditor EIN: 581250486
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,419

$69,774-33.5%

$67,575-31.3%

$74,459-37.7%

Participation rate

72.5%

71.4%+1.1pp

72.9%-0.4pp

67.2%+5.3pp

Annual return

13.99%

-40.53%+54.5pp

3528.98%-3515.0pp

1369.70%-1355.7pp

Employer contribution / active EE

$2,032

$2,710-25.0%

$2,736-25.7%

$2,626-22.6%

Participant deferral / active EE

$3,453

$3,636-5.0%

$4,003-13.7%

$4,350-20.6%

Admin fee / account holder

$235

$890-73.6%

$3,993-94.1%

$1,945-87.9%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS2 years

Filed as: AMERICAN LIFE INSURANCE CO.

Service code 66

Insurance mortality and expense charg...

CAMBRIDGE INVESTMENT RESEARCH2 years

Filed as: CAMBRIDGE INV RESEARCH ADVISORS

Service code 16

Consulting

CAMBRIDGE INVESTMENT RESEARCH2 years

Filed as: CAMBRIDGE INV RSRCH ADVISORS

Service code 16

1776 PLEASANT PLAN RD · FAIRFIELD, IA 525568757

Consulting

CPI QUALIFIED PLAN CONSULTANTS, INC1 year

Service code 15 · EIN 48-1205033

Recordkeeping

PENSION FINANCIAL SERVICES, INC.1 year

Service code 26 · EIN 58-1485803

3700 CRESTWOOD PKWY NW · DULUTH, GA 300967157

Advisory (Participants)

LANDMARK CHRISTIAN SCHOOL 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LANDMARK CHRISTIAN SCHOOL 403(B) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion