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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,595 | $102,663-8.8% | $86,216+8.6% | $139,466-32.9% |
| Participation rate | 45.0% | 74.5%-29.5pp | 69.0%-24.0pp | 80.3%-35.3pp |
| Annual return | 24.50% | 1924.52%-1900.0pp | 1169.42%-1144.9pp | 373.66%-349.2pp |
| Employer contribution / active EE | $804 | $3,035-73.5% | $2,382-66.2% | $4,754-83.1% |
| Participant deferral / active EE | $2,067 | $4,677-55.8% | $3,986-48.1% | $6,712-69.2% |
| Admin fee / account holder | $7,722 | $8,663-10.9% | $6,853+12.7% | $11,409-32.3% |