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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,617 | $67,602-51.8% | $82,312-60.4% | $70,126-53.5% |
| Participation rate | 63.4% | 72.8%-9.4pp | 76.9%-13.5pp | 69.5%-6.1pp |
| Annual return | 17.46% | 21.57%-4.1pp | 25.88%-8.4pp | 73.15%-55.7pp |
| Employer contribution / active EE | $433 | $1,755-75.4% | $2,428-82.2% | $2,343-81.5% |
| Participant deferral / active EE | $1,346 | $2,987-55.0% | $3,706-63.7% | $3,332-59.6% |
| Admin fee / account holder | $243 | $4,512-94.6% | $5,608-95.7% | $4,645-94.8% |