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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $593,004 | $209,422+183.2% | $178,503+232.2% | $158,982+273.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.81% | 188.81%-181.0pp | 151.12%-143.3pp | 302.99%-295.2pp |
| Employer contribution / active EE | $27,485 | $5,707+381.6% | $5,011+448.5% | $4,763+477.1% |
| Participant deferral / active EE | $16,453 | $5,955+176.3% | $5,202+216.3% | $5,983+175.0% |
| Admin fee / account holder | $5,835 | $17,079-65.8% | $13,987-58.3% | $11,252-48.1% |