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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,946 | $217,432-90.8% | $185,849-89.3% | $167,536-88.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.63% | 148.42%-131.8pp | 122.10%-105.5pp | 478.82%-462.2pp |
| Employer contribution / active EE | $3,154 | $5,875-46.3% | $5,169-39.0% | $4,839-34.8% |
| Participant deferral / active EE | $6,331 | $6,357-0.4% | $5,569+13.7% | $6,342-0.2% |
| Admin fee / account holder | $1,908 | $19,818-90.4% | $16,244-88.3% | $12,315-84.5% |