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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,555 | $76,551+28.7% | $123,894-20.5% | $62,881+56.7% |
| Participation rate | 68.0% | 73.0%-5.0pp | 81.4%-13.4pp | 69.3%-1.3pp |
| Annual return | 11.89% | 18.68%-6.8pp | 47.52%-35.6pp | 20.14%-8.3pp |
| Employer contribution / active EE | $4,569 | $2,882+58.5% | $4,617-1.0% | $2,281+100.3% |
| Participant deferral / active EE | $3,502 | $4,840-27.6% | $5,984-41.5% | $3,203+9.3% |
| Admin fee / account holder | $1,003 | $4,826-79.2% | $8,357-88.0% | $4,296-76.6% |