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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,276 | $81,870-70.3% | $119,634-79.7% | $68,490-64.6% |
| Participation rate | 89.9% | 71.9%+18.0pp | 79.3%+10.6pp | 67.9%+22.0pp |
| Annual return | -14.54% | -23.82%+9.3pp | -14.98%+0.4pp | -7.85%-6.7pp |
| Employer contribution / active EE | $974 | $2,692-63.8% | $4,232-77.0% | $2,597-62.5% |
| Participant deferral / active EE | $2,457 | $4,148-40.8% | $5,601-56.1% | $4,028-39.0% |
| Admin fee / account holder | $9,271 | $6,583+40.8% | $10,329-10.2% | $5,403+71.6% |