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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,813 | $69,977+86.9% | $108,582+20.5% | $62,881+108.0% |
| Participation rate | 94.3% | 72.9%+21.4pp | 79.6%+14.7pp | 69.3%+25.0pp |
| Annual return | 4.54% | 10.73%-6.2pp | -51.70%+56.2pp | 20.14%-15.6pp |
| Employer contribution / active EE | $6,068 | $2,135+184.2% | $3,758+61.5% | $2,281+166.0% |
| Participant deferral / active EE | $5,530 | $3,165+74.7% | $4,311+28.3% | $3,203+72.6% |
| Admin fee / account holder | $10,361 | $5,076+104.1% | $7,645+35.5% | $4,296+141.2% |