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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,989 | $107,368+2.4% | $92,915+18.4% | $152,909-28.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.24% | 145.64%-124.4pp | 109.45%-88.2pp | 345.46%-324.2pp |
| Employer contribution / active EE | $2,219 | $4,222-47.5% | $3,653-39.3% | $4,764-53.4% |
| Participant deferral / active EE | $5,027 | $4,848+3.7% | $4,238+18.6% | $5,851-14.1% |
| Admin fee / account holder | $14,827 | $7,082+109.4% | $5,796+155.8% | $11,601+27.8% |